“What if rates drop?”
It’s the most common question I hear.
But here’s the better question:
What happens if:
-
Rates drop AND prices rise?
-
Rates stay flat AND competition increases?
-
Rates drop but inventory tightens?
Real estate decisions aren’t about guessing the market.
They’re about understanding your flexibility.
Sometimes buying now + refinancing later makes more sense.
Sometimes waiting does.
But guessing without numbers? That’s stress.
Let’s run your numbers both ways. Then you’ll know.